08:36:42When I was 5 years old my father became ill with a terminal esophageal cancer. At the time he was a practicing lawyer and at age 38 he hadn't set up much in the way of retirement or endowment to leave to his children. I have an older sister who was 12 at the time my father became ill. He had a life insurance policy that was to the sum of $300,000 and because the illness came on relatively suddenly the life insurance payout would have been a substantial monetary amount to leave to his kids.
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